Civil Law, 2011 Bar — Question 30

MULTIPLE CHOICE

X insured himself for P5 million, designating Y, his wife, as his sole beneficiary. The designation was irrevocable. A few years later, X had their marriage annulled in court on the ground that Y had an existing prior marriage. X subsequently died. Is Y entitled to the insurance benefits? A) Yes, since the insurance was not dependent on the marriage. B) Yes, since her designation as beneficiary was irrevocable. C) No, X's designation of Y is revoked by operation of law upon the annulment of their marriage based on Y's fault. D) Yes, since without judicial revocation, X's designation of Y remains valid and binding.

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